Five-0-Nine Insurance · Spokane · Yakima · Walla Walla
Cancer insurance
A benefit paid straight to you after a covered diagnosis, to use however you need.
Who this is for
The people we usually see for this
Anyone, at any age. This is an indemnity product, which means it pays an agreed amount directly to you.
People use it for copayments, treatment costs, the bills that keep arriving, travel and lodging when treatment is far from home, and whatever else clears the way to focus on recovery.
What people get wrong
Waiting until you need the coverage to think about it. Underwriting applies, so the door is not always open when you get there.
Having something in place before a diagnosis can make a real financial difference afterward. Costs are often lower when you are younger, and depending on the plan there may be health questions or eligibility requirements.
Our work
Where we come in
Anyone can shop online or call a call center. We start with you instead. Your current coverage, your goals, your budget.
We work with highly rated, financially strong carriers we have real relationships with. We read the fine print with you and explain the coverage, the limitations and the costs before you decide anything.
What working together actually looks like
Our team is here all year to answer questions and review the coverage as life changes.
If you ever need to file a claim, we help with the paperwork and we deal with the insurance company alongside you.
Carriers we compare
Questions about this coverage
What people ask most often about this one, answered the way we would answer on the phone.
Supplemental insurance can include indemnity based policies for hospital stays, accidents, cancer, heart attack, stroke and other covered events. These policies pay a stated benefit when a covered event occurs, based on the terms of the policy.
Benefits are generally paid directly to you and can be used however you choose, whether that is medical expenses, household bills, lost income or other financial needs. We can help you understand the different types of supplemental coverage and where they may fit into your overall protection plan.
Protection planning means looking at the bigger picture rather than buying one insurance policy. We take the time to understand your health coverage, your family, your income, your responsibilities, your stage of life, and the financial risks you want to protect against.
There is typically no additional cost to work with us. As independent insurance agents, we are generally compensated by the insurance carriers we represent.
Our role is to help you understand your options, answer your questions, and help you look at the bigger picture of your health insurance and protection planning.
You might also want to look at
People who buy their own health coverage often end up asking about these.
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Accident, critical illness and hospital coverage that pays you directly, so a health event does not have to become a financial one.
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For anyone new to Medicare, retiring, moving, or reviewing an Advantage plan they already hold.
Term, permanent and final expense coverage, matched to the people and obligations you are protecting.
Still deciding whether this is right for you?
That is the conversation, not the paperwork. Tell us what you have now and what you are trying to protect, and we will walk through whether this fits.
