Products · Five-0-Nine Insurance · Spokane · Yakima · Walla Walla
Coverage for wherever you are right now
Health, Medicare, life and protection, for individuals, families and businesses across Eastern Washington. You do not need to know what kind of insurance you need before you call. Tell us what you are trying to sort out and we will work through it with you.
Protection
For the gaps your health coverage leaves
Supplemental coverage does not replace health insurance. It can help fill gaps, protect savings and income, and give you room to focus on recovery instead of the bills.
Term, permanent and final expense coverage, matched to the people and obligations you are protecting.
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Accident, critical illness and hospital coverage that pays you directly, so a health event does not have to become a financial one.
An indemnity policy that pays you an agreed amount after a covered diagnosis, so you can focus on treatment rather than the bills.
Health insurance
Coverage for you, your family, or your team
Whether you are buying your own or covering a team, the questions are much the same. We will help you work out what fits and explain why.
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For anyone without a plan through work, in the years before Medicare. We compare what is actually available to you, on the Washington exchange and off it.
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For owners and office managers who want to offer real benefits without becoming an HR department.
Medicare
Whether you are new to Medicare or reviewing your plan
Three ways to handle what Original Medicare leaves behind. Which one fits depends on your doctors, your prescriptions, and how much predictability you want.
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For anyone new to Medicare, retiring, moving, or reviewing an Advantage plan they already hold.
For people who want predictable costs and the freedom to see any provider who accepts Medicare.
For anyone on Original Medicare, usually alongside a Supplement, who needs prescription drug coverage.
Questions before you choose
The ones that come up while people are still working out what they need.
Yes. We are actively taking on new clients across Washington, Idaho, Oregon, Montana, Arizona, New Mexico, Tennessee, Texas, Utah and Michigan.
There is typically no additional cost to work with us. As independent insurance agents, we are generally compensated by the insurance carriers we represent.
Our role is to help you understand your options, answer your questions, and help you look at the bigger picture of your health insurance and protection planning.
Yes. As independent insurance agents, we work with multiple established insurance carriers and offer a variety of insurance products.
That lets us look beyond a single company or a single type of coverage, and help you consider options that fit your lifestyle, your budget, your family and your overall protection needs.
We offer a broad range of health and protection options for individuals, families, small businesses and retirees. That includes individual and ACA health insurance, life insurance, disability and income protection, accident coverage, cancer, hospital indemnity, heart attack and stroke coverage, dental and vision, long term care planning, employee benefits, and Medicare coverage.
Absolutely. Insurance and protection needs change through every season of life. You may be buying your own health insurance, starting a family, protecting your income or your business, building a financial safety net, planning for retirement, creating a legacy, or looking for ways to help protect the next generation.
Our goal is to look at the bigger picture, meaning health insurance, life insurance, income protection, supplemental coverage, long term care planning and more, and to help your coverage evolve as your life does. We want to be a resource you can turn to along the way.
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Not sure which one you need?
Most people are not. Tell us what is going on and we will work out which of these fits, or whether you need something at all.
